Apple has decided to use UPI for payments and subscriptions in India.

Apple Inc. has added UPI and Netbanking to its App Store as payment options for Indian users. The RBI regulations published in 2020 have brought the changes in payment systems to light. According to the banking authority, E-commerce companies and subscription platforms should not save credit card information. It instructed that platforms use card tokenization or Card on File Tokenization(CoFT) instead. Apple could not comply with a Reserve Bank of India (RBI) requirement. As a result, Apple would halt the old payment system and replace it with a UPI-based system for users' convenience.

Apple has sent an email informing the users about the change in payment method. The email said, "In light of upcoming Reserve Bank of India regulations, starting June 1, credit and debit cards can no longer be used for purchases or subscriptions on the App Store or other Apple services. Apple will no longer store card information on file since protecting your payment method is our top priority". The email further read, "To avoid interruptions to your subscriptions and other purchases, please do the following:

1. Add UPI or Net Banking as a payment method.

2. Add funds to your Apple ID balance.

Your subscriptions will continue as long as you have a sufficient balance. If you are an Apple Music, TV+, iCloud+ or third-party subscriber and we cannot renew your subscription, your subscription will automatically expire."

Netbanking, UPI, and Apple ID shop codes are all supported by the Apple ID credit system.